Month: November 2018

Rules for looking for an engagement ring

Engagement ring shopping is a long process, whether being alone or as a couple. It is an important decision just like picking a house.  It requires a lot of involvement as it is a big investment.

 

If you are looking for an engagement ring, follow the rules given below.

  1.   The first ring is not the best 

One should try different types and styles of an engagement ring.  Usually, people go for the first ring they see, but one should venture more and try something which they won’t normally will. Look around in different ring stores, browse catalogs present online and consult a close friend of your partner for their opinion. Usually, it takes more than one or two visits to your selected ring stores to pick a suitable ring. The process might take some time, but it will be totally worth it in the end.

ring store

  1.   Research before purchase

The Internet is the most powerful resource when you are looking for an engagement ring. Look for different styles, metals, and gemstones. Get an idea about the cost of different types of ring. This information will come handy when you go to your selected ring store and help you ask the right questions. Diamond engagement rings are the most popular choice of engagement ring. Stones like emerald, sapphire, ruby, and quartz look great when set with diamonds.  For a unique engagement ring, you can consider other gemstones. If your partner loves diamonds and you have the right budget, you can consider different styles such as single-stone, three-stone, and cluster diamond rings. Look for ring stores which have a unique collection of engagement rings of various types to help make your mind.

  1.   Fix a budget

Before shopping for the perfect engagement ring, set a budget in mind. This will also help select a ring when you go to a ring store. Sticking to the budget is important as it will help save money, which is required after your engagement.  The budget might differ from person to person and there are many ways in which it can be set. A budget of two to three month’s salary can be set, but that is not the only or correct way to set a budget. Affordability is the primary factor. Also, look for ring stores which have a wide collection of engagement rings at various price levels.

toronto ring stores

  1.   Pick the right jeweler

Selecting an engagement ring can be compared to buying a car. Just like you wouldn’t buy a car from a dealer you don’t know much about, similarly the same should apply when buying an engagement ring. You should select a trusted and reputed jeweler and ask for your diamond certificate before making a purchase. If the certificate is not from a reputable diamond laboratory such as the GIA, HRD, IGI, AGS or CIBJO, then do research about the lab which gave the certificate. This will prevent any fraudulent purchase as buying engagement rings is an expensive deal. Searching online and asking for a recommendation from close friends and relatives can help select a suitable ring store.

Inspiring Ideas To Give Your Kitchen A New Look

custom kitchen cabinets

The kitchen is the place where you spend most of your time cooking meals. If you are a homemaker then the kitchen is like a temple for you. This is why there is every need for you to maintain your kitchen. The fitting of your kitchen may worn out over the time. Moreover, no one likes to have a clumsy kitchen. It is important that you maintain your kitchen properly, after all, that’s the place where you cook your food. If you are tired of staring at the same get-up as your kitchen then it’s time that you give it a new look. Renovating your kitchen at times is always a good idea. Well, this is where you need kitchen cabinets. They have some of the best collection of kitchen cabinetry ideas that you may be looking for. We have listed some of the best kitchen cabinet ideas to give your kitchen a new look.

Kitchen Cabinet Ideas

When it comes to kitchen cabinets you can get a variety of colours in the market. But blue cabinets have a different touch to it. Here are some of the best blue kitchen cabinet ideas that you can renovate your kitchen with.

kitchen cabinet

  1. Soft Blue Tiles: Soft blue colours work just great for kitchen cabinets. They are very much stylish as well and can give your kitchen a completely new makeover. With ornate coving and centralized designs, you can get the feel of tranquillity in your kitchen. If you are planning to make your kitchen look unique then this is the option for you.
  2. Sophisticated Blue Styles: With this style of blue you can give a sophisticated look to your kitchen. The high ceilings and natural light adds to the overall style and make it appear more attractive. This is a very unusual style of kitchen cabinets that you can go for.
  3. Tile Bar Blue Kitchen Cabinets: The attractive point of this style is that it features brass hanging lights. This idea is ideal for the ones who want to give their kitchen a whole new different get-up. The gold, navy, and marble add more glamour to the deep navy blue colours.

blue kitchen cabinets

  1. Dark Blue Kitchen Cabinets: These dark blue kitchen cabinets are the best example of sheer elegance and style. This style of cabinets has a charm of its You can say that this project is very artistic with all the geometric designs. If you are in love with futuristic styles then this is the best style for you.
  1. Blue And White Kitchen Cabinets: This style of kitchen cabinets is inspired by the Scottish people. This is a perfect example of a contemporary styled kitchen with the high cabinetry and ceilings along with gold handles. All this adds to the sophistication and style of your kitchen.

These are some of the unique blue kitchen cabinet ideas that you can go for. Make your kitchen the finest place in your house with the help of these ideas.

How to Navigate Gold Bullion Coin Trading? Do’s and Don’t ‘s

Gold bullion coins are alluring and millions invest in it per day. Canadian Maple Lead and American Eagle are the ones which have a high level of gold purity and can be easily traded by precious metal traders and dealers. While the financial crisis did turn people to EFTs (Exchange Traded funds) but a movement away from it has surfaced.

Why are people moving away?

Some of those EFTs don’t actually own that physical gold and instead opt for trading via a gold index. These gold EFTs may even trade by gold contracts, which would make them really risky investments.

This is why people buy gold coins and gold bullion coins are preferred. Moreover:

  • The value of 1 ounce, 24 karat Maple Leaf does approximately match gold’s price.
  • The gold bullion experienced a meteoric rise from the year 2005 to 2011. The value of gold quadrupled during this period.

But what goes up, must come down, and the price of these gold coins has shown a recent decline.

You might ask- Are there any downsides to buy gold coins?

Yes, and those are:

  • The prices fluctuate abruptly and wildly.
  • They aren’t meant for trading and so one should sit on them for a min of 3 years.
  • Dealers don’t accept credit cards for the gold purchases.
  • Selling those coins will mean shipping them to the dealer’s first by packaging them first in coin protectors which are wrapped up in bubble wrap. Then that package has to be tracked after it is sent. Moreover, the coins also have to be insured for the full value. So it is a laborious process.

buy gold coins

So how to handle gold coins? Here as some tips:

  • Stick on with North American ones like the American Eagle and Canadian Maple Leaf gold coins are easiest to sell and buy. You should basically stick with widely used gold coins. You can also buy gold Toronto.
  • These American Eagle coins can be admitted into retirement accounts of individual people.
  • Store those gold coins in safety deposit boxes rather than with a dealer. You can also use your home safe. Physical possession is best
  • Compare the dealer prices. You will be able to find online sites on precious metals exchange where these prices will be listed.
  • Aim for the lowest price, don’t pay more than five percent premiums.
  • Buy just one-ounce coins as the fractional coins of one quarter, one-tenth and half an ounce carry much higher premiums which are above the spot prices than the one-ounce ones.
  • Don’t buy gold coins that are rare as they require much more expertise while dealing with them.
  • Get to know the dealer’s buyback rules and policies. Remember that every dealer is different.

buy gold coins

In the end, keep in mind that everything you see isn’t gold, this market is full of scams and there are some red flags regarding it as well:

  • Dealers who offer free storage.
  • Or if there is delayed delivery.
  • Also, don’t buy gold coins from telemarketers because they charge high commissions.

Gold bullion coin trading is an art and you need to be a bit experienced with the unwritten rules of the market before jumping in as a full-time player.